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IT Audits. LLM & POS Security.
Loi 25 & Web Solutions.

One trusted Montreal partner for IT audits, cutting-edge LLM & agentic AI workflows, POS system security, Loi 25 risk analysis, and professional websites � bilingual and built for Quebec SMEs.

CISA � CRISC � Loi 25 Experts � 98% Satisfaction � Bilingual EN/FR � 24h Response

CAD 50Starting Hourly Rate
24hAverage Response
EN/FRFully Bilingual

Our Core Services

Available Now
IT System Audit
From $125
LLM & Agentic AI Setup
From $150
POS Security & Setup
From $900
Website Solution
From $60 (Promo $50)
24h
Avg. Response Time
Fast Support
98%
Client Satisfaction
Top Rated
EN/FR
Bilingual Service
Bill 96

Real Cases: The Cost of Non-Compliance

What happens when Quebec businesses ignore Loi 25 and PIPEDA � and how to avoid the same fate.

PIPEDA

Google Search Results Case (OPC / PIPEDA)

The Office of the Privacy Commissioner of Canada found that continuing to display highly sensitive and outdated search results linked to a person's name caused serious harm � including safety risks, dignity damage, lost employment, and reputational injury. The complaint was found well-founded and unresolved, with de-listing recommended. Even lawful use of personal data can create significant exposure when information is inaccurate, outdated, or disproportionate to the business purpose.

Loi 25

Quebec-Specific Exposure (CAI / Loi 25)

Quebec's CAI guidance requires businesses to publish a plain-language privacy policy, provide transparency at collection, publish the privacy officer's contact information, conduct privacy impact assessments, and notify the CAI and affected individuals of confidentiality incidents presenting a risk of serious injury. A website that collects personal information without a clear notice, uses non-essential cookies without proper consent, or transfers data outside Quebec without assessment can create compliance exposure even before any breach occurs.

Business Risks Under Loi 25

Regulatory penalties

The CAI can impose administrative monetary penalties, and the Court of Quebec can impose higher penal fines for serious breaches.

Civil liability

Individuals may bring claims, including collective actions, with minimum punitive damages of $1,000 per person for intentional or grossly negligent infringements.

Incident response costs

Forensic investigation, notification, legal review, system remediation, monitoring, and staff retraining.

Operational disruption

Forced project pauses, process reworks, and vendor contract reviews.

Loss of customer trust

The long-term cost of lost confidence often exceeds any direct penalty for SMEs.

How To Reduce Risk

A named privacy officer with public contact details
A clear, up-to-date privacy policy
Consent management for forms, cookies, and marketing
Vendor contracts with privacy and security obligations
Privacy impact assessments for new systems, AI tools, POS, and data transfers
Incident response procedures and a breach register
Access, correction, and deletion request handling
Annual staff training and periodic compliance reviews
Certifications & Standards
Free Loi 25 & Cybersecurity Quick-Start Checklist Get the practical one-page checklist Quebec SMEs use to identify their most urgent IT & Loi 25 gaps.

Your IT Partner in Montreal

We audit your systems, troubleshoot your issues, and build your online presence � all under one roof, bilingual, and priced for small business.

3+ Years Experience
CISA Certified Information Systems Auditor � ISACA
CRISC Certified in Risk & Information Systems Control � ISACA
Bilingual: English & French (Bill 96)

Your Small Business IT Partner in Montreal

F&S Consulting is a Montreal-based freelance IT firm specializing in three things small businesses need most: a clear picture of their IT systems through independent audits, fast and reliable troubleshooting when things go wrong, and professional websites that work.

Operating as a sole proprietorship registered with the Registraire des entreprises du Qu�bec, we bring enterprise-grade expertise at freelancer rates � eliminating big-firm overhead without sacrificing quality or credibility.

We are fully compliant with Quebec's language laws (Bill 96), PIPEDA, and Loi 25, and align our audit methodologies with ISO 27001 and CISA frameworks. Every engagement is bilingual by default.

Work With Us
$128B
Canadian IT Services Market by 2030
16.23%
CAGR � Canadian IT Market Growth
$3.04B
N. American Info Systems Audit Market by 2033
9.06%
CAGR � Quebec Audit Services Growth

Five Profitable Services. One Trusted Partner.

Independent audits, secure AI deployments, POS hardening, troubleshooting and websites � built for Quebec SMEs.

Small Business IT System Audit

A thorough, independent review of your IT infrastructure, controls, data flows, and compliance posture. We identify risks, gaps, and quick wins � delivered in a clear bilingual report your team can act on immediately.

ISO 27001SOC 2Risk AssessmentFrom CAD $125
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IT Troubleshooting

Fast, reliable on-demand IT support for small businesses. Hardware failures, network issues, software errors, connectivity problems � we diagnose and resolve issues so you can get back to work quickly, on-site or remotely.

On-Site & RemoteHardwareNetworkCAD $50 / hr
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Website Solution

Professional, mobile-ready websites built for Quebec small businesses. Fast turnaround, bilingual content (EN/FR), basic SEO included, and a contact form ready to capture leads from day one. No unnecessary complexity.

From CAD $60 (Promo $50)Mobile-ReadySEOBilingual
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Cybersecurity Assessment

Identify vulnerabilities before attackers do. We assess your threat surface and deliver an actionable remediation roadmap tailored to your business size and Quebec regulatory obligations.

Threat ModellingPIPEDAFrom $2K+
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Data Privacy Audit

Ensure your data handling practices meet PIPEDA and Quebec Loi 25 requirements, with GDPR readiness assessments available for businesses with European exposure.

Loi 25PIPEDAFrom $1.5K+
View Details

Cutting-Edge LLM & Agentic AI Workflows

Pilot-to-production LLM and agentic AI rollouts for Quebec SMEs. Approved tools, prompt governance, data-leakage controls, employee training, and a documented rollback plan � productivity gains without Loi 25 exposure.

LLM PolicyAgentic WorkflowsFrom $150
Discuss a Pilot

POS System Setup & Security

Specialized POS setup and hardening for Montreal retail, restaurant, and service SMEs. Network segmentation, PCI-DSS alignment, secure payment flows, and ongoing monitoring � close exposure in days, not months.

PCI-DSSNetwork SegmentationFrom $900
Secure My POS

Ongoing IT Advisory

A monthly retainer for continuous IT oversight � compliance monitoring, quarterly risk reviews, priority troubleshooting response, and regulatory update alerts. Your IT department, outsourced.

CAD $500+ / moPriority SLAMonitoring
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Free 2-Min IT Risk Assessment for Quebec SMEs

Answer 7 quick questions and get a personalized risk score with concrete next steps � no email required to see your result.

Simple, Honest Pricing

No hidden fees. Choose the model that fits your business � one-time projects, hourly support, or an ongoing retainer.

Audit
IT System Audit
Structured IT systems audit for SMEs, with clear risk, compliance, and remediation priorities.
CAD 125 / start
  • IT infrastructure baseline review
  • Compliance and control gap mapping
  • Prioritized risk register
  • Actionable remediation roadmap
  • Bilingual report and walkthrough
Request Audit
AI Setup
LLM & Agentic AI Setup
Safe and practical AI workflow setup for small teams with governance and data protections built in.
CAD 150 / start
  • Use-case scoping and pilot design
  • Prompt and model governance
  • Data leakage and access controls
  • Team onboarding and playbooks
  • Rollback and fallback plan
  • Loi 25-aware implementation
Discuss AI Setup
Website
Website Solution
A clean, professional website for your small business � live in days, not months.
CAD 60 50 / site
  • Up to 5 custom pages
  • Mobile & responsive design
  • Bilingual EN / FR content
  • Basic SEO setup
  • Contact form integration
  • 1 round of revisions included
Order a Website
POS Security
POS Security & Setup
Point-of-sale deployment and hardening for secure payments and stable operations.
CAD 900 / start
  • Secure terminal provisioning
  • Payment network segmentation
  • Security assessment and audit
  • Operational hardening guidance
Secure My POS

Simple. Clear. Effective.

01

Free Discovery Call

We learn your business, IT environment, and goals in a free 30-minute consultation � no obligation, just clarity.

02

Scope & Plan

We define exactly what needs to be done, set timelines, agree on deliverables, and provide a fixed-fee or hourly quote before starting.

03

Deliver the Work

Whether it�s an audit, a troubleshooting session, or building your website � we execute thoroughly, on time, and communicate clearly throughout.

04

Review & Support

You receive clear bilingual outputs, a debrief session, and follow-up support to ensure outcomes stick and issues stay resolved.

Questions from Quebec SME Owners

Straight answers to the questions we hear most � about pricing, scope, compliance, and what really moves the needle.

What exactly do I get in a $5K+ Full IT Audit?
A full inventory of your systems, a written risk register mapped to ISO 27001 and Loi 25, a prioritized remediation roadmap with effort/cost estimates, an executive summary you can show your insurer or board, and a 60-min walkthrough call. Everything delivered bilingually.
How fast can you set up a secure LLM or agentic AI workflow?
A scoped pilot (one workflow, one team) typically goes live in 2�4 weeks. We handle vendor selection, data-leakage controls, prompt governance, employee training, and a documented rollback plan.
Do you handle POS / payment security and PCI compliance?
Yes. We harden POS terminals, segment payment networks, review your processor contracts, and align your environment with PCI-DSS controls.
What is the real ROI of a monthly retainer vs. one-off fixes?
A retainer prevents 80% of incidents instead of paying premium emergency rates after the damage is done. Most clients save 4�8x the retainer cost.
How does F&S compare to big consulting firms or cheap freelancers?
Big firms charge $200�$400/hr with junior consultants doing the actual work. Cheap freelancers lack audit credentials and Loi 25 expertise. We sit in the middle: CISA/CRISC-certified senior delivery, bilingual, transparent pricing.
Are you familiar with Loi 25, PIPEDA and Bill 96 specifically?
Yes � these are core to every engagement. We track CAI guidance, breach-notification obligations, mandatory privacy-impact assessments, and Bill 96 language requirements.
What happens after the audit? Are we left on our own?
You get the report, the roadmap, and a 30-day implementation question window included. After that, most clients move to a monthly retainer.
How do payments and contracts work?
Fixed-fee for audits and websites (50% to start, 50% on delivery). Hourly for troubleshooting. Monthly for retainers. NDA available on request.
Is everything truly delivered in both English and French?
Yes. Reports, deliverables, meetings, and emails � all available in either language, switched at your preference.
Can you sign an NDA before we share details?
Absolutely. Send us yours or use our standard mutual NDA � we sign before the discovery call.

IT Expertise Built for Small Business

Fully Bilingual

All deliverables, support calls, and websites delivered in English and French, fully compliant with Quebec's Bill 96 language requirements.

SME Specialists

We understand that small businesses need enterprise-grade IT help without the enterprise price tag. Our engagements are scoped and priced for your reality.

Fast & Responsive

Whether you need a troubleshooting call today or a new website this week, we move fast. No waiting weeks for an available slot or a project kickoff meeting.

Montreal-Based

Deep knowledge of Quebec's regulatory environment � Loi 25, PIPEDA, and federal compliance � combined with the ability to show up in person when it matters.

Built for Small Business Reality

Affordable & Transparent Pricing

No hidden fees, no surprise invoices. We offer clear fixed-fee and hourly pricing designed for small business budgets � enterprise-grade expertise without the enterprise price tag.

Risk You Can Actually Reduce

Most SMBs are one breach or compliance fine away from serious trouble. We identify and fix gaps before they become liabilities � lowering your insurance premiums and protecting your reputation.

No Long-Term Lock-In

Start with a single audit or troubleshooting session. Scale to a monthly retainer only if it makes sense. You stay because the value is real, not because of a contract.

One Partner, Every IT Need

Stop juggling freelancers, agencies, and consultants. From audits to AI to websites � one trusted bilingual team that already knows your business and your industry.

Estimate Your Risk Reduction & Time Savings

A rough back-of-envelope figure to start the conversation. Final numbers come from your free assessment.

Estimated annual cost of inaction
$0
Estimated annual benefit of a F&S retainer
$0
Approx. payback period
� months

Indicative only. Based on typical Quebec SME rates of $60/hr loaded labour cost and observed incident frequencies. We'll refine this together during your free assessment.

Promotional Bundles

Fixed-price bundles built for what Montreal SMEs face right now � cyber-insurance demands, Loi 25, and finding new customers. Bilingual, no lock-in.

See all bundles & what's included Or start free � 15-min risk assessment

Let's Discuss Your Needs

Book a free 30-minute consultation. We'll review your current IT and compliance posture, identify key risks, and propose a scoped engagement � no obligation.

Location Montreal, Quebec | Serving SMEs across the province
Email help@fandsconsultings.com
Phone (579) 886-8598
Response time Replies within 24 hours, Mon�Fri
Languages English & French

Request a Free Consultation

We respond within 1 business day. Your information is kept strictly confidential.

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